Impact
Hundreds of millions of people still rely on basic or 3G-only phones. GSMA puts smartphone adoption at ≈ 51 % of all active connections in sub-Saharan Africa and forecasts the region will still lag well into the next decade.
Data and expertise in next-gen underwriting is the real bottleneck: private credit bureaus cover fewer than one-in-five adults, so most first-time upgraders are invisible to traditional financiers.
Closing the Inclusion Gap
Over 600 million users still rely on feature phones, with smartphones representing only 44% of total mobile connections despite years of growth, highlighting the persistence of basic tech.
Leveraging Trusted Relationships
Subscribers already depend on their MNOs, making handset financing through existing networks familiar, secure, and highly attractive—driving rapid and widespread uptake.
Accelerating Last-Mile Delivery
Utilising nationwide stores, agent networks, and digital channels, our MNO partnerships ensure financed smartphones reach customers swiftly, no matter where they are.
Enhancing MNO Revenue Streams
By introducing financed handsets and complementary services, Mission Mobile enables MNOs to significantly increase average revenue per user (ARPU), reduce churn, and strengthen customer loyalty.
Optimising Subscriber Base
Partnering with Mission Mobile helps MNOs transition their feature-phone subscribers to smartphone users, opening new opportunities for advanced data services and monetisation.
Building a Credit Ecosystem
Our data-driven credit vetting and seamless onboarding enable MNOs to not only increase device adoption but also nurture long-term customer value by helping subscribers build credibility.
HOW WE GET IT DONE
01
Credit Risk
Mission Mobile funds devices up-front and carries the credit exposure. Your balance sheet and cap-ex plans stay untouched.
02
Beam Underwriting
03
Instant Fulfilment
Mission Mobile fulfils sales where they happen. Customers can quickly get online and retail channels are offered end-end support
4
Smart Collections
Mission Mobile has a set of collections techniques that foster positive relationships and better repayments.
Activate → Customer receives a financed smartphone
Transact → Higher data use, mobile money, e-commerce, learning
Access more services → Banks, insurers and merchants finally see reliable credit behaviour
Cycle repeats → Broader access fuels greater economic participation







Digital inclusion → first-time smartphone owners gain access to health, education and work-from-anywhere tools.
Credit visibility → borrowers establish a formal repayment record — vital for long-term financial health.
Circular hardware → trade-in programme extends device life; units are refurbished or responsibly recycled.
Economic empowerment → Affordable financing enables more people — especially in underserved communities — to upgrade, work, and participate in the digital economy.
Book a Demo and see how Mission Mobile can put advanced underwriting, AI collections and off-balance-sheet device funding to work for your network — delivering inclusive growth without capital drag.

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