Accelerate reach.
Amplify profit.
We finance, fulfil, and manage every handset. You keep the subscriber relationship. The credit book stays with us.
Designed and built in South Africa
Zero risk
We carry the full credit exposure.
Under 2 min
Application to a verified offer.
95%
Acceptance rate
Faster offers and results
you can measure.
A customer gets a real offer in minutes. You do not have to rebuild billing or stand up collections.
AI credit engine, no paperwork
Our cash-flow models analyse banking data, assess risk, and approve customers without manual docs, boosting approvals, reducing fraud, & speeds up revenue.
Offers in under 2 minutes
Application to decision in minutes. The offer is checkable on the spot, so the customer can take their smartphone before they leave.
0 hidden fees, transparent prices
Prices go up front. No surprise penalties and no buried clauses. Clear terms convert better and create fewer disputes.
Prepaid or postpaid, same stack
Subscription, hybrid, or handset-only, without rebuilding your billing stack. Plans follow how the customer actually spends, and your revenue stays protected.
Federated deployment
Our APIs and middleware sit alongside your existing systems, adding value now and integrating deeper as the business case scales.
Proven to perform at scale
Engineered for national roll-outs and peak-season, our platform handles high-traffic environments without re-platforming. Built to perform from day one.
What this looks like for an operator.
More than half of subscribers still lack a modern handset. That is unused data, airtime, and lifetime value sitting on SIMs you already own.
A base that wants a better phone
Millions of live SIMs sit on basic or ageing devices, which caps data and spend. Affordable handset finance turns those users into higher-value customers.
You already have the channels
Retail, online, and agent networks are already in place. We use those to deliver and activate phones, so you do not pay for new infrastructure.
People already deal with you
Customers already talk to the network for airtime, data, and support. Selling the phone through those same points makes uptake easier and keeps the relationship with you.
Connected customers
who spend more on the network.
Underwriting
Live cash-flow underwriting
We underwrite on live cash-flow, not a stale bureau score. Alternative data produces an affordability read that is fast enough for a shop floor and accurate enough to book.
What you get: 95% approval rate without waiting on a bureau file.
Predict true affordability
Machine learning trained on mobile behaviour and payment habits, not just a bureau score.
Instant decisions at scale
Automated approvals in under 2 minutes, optimised for volume and accuracy.
Online and retail
Fulfilment on every channel you run
Direct-to-customer delivery, in-store pickup, and dealer activation. One dealer console for logistics, inventory, and customer onboarding.
What you get: Rapid device delivery and consistent customer experience.
Pickup, agent, or courier
In-store pickup, agent delivery, and direct-to-customer fulfilment, nationwide.
Stock and activation in one place
Dealers handle stock, contracts, and SIM activation on one platform.
Off-balance-sheet funding
We fund the device and take the credit risk.
Every device is funded up front. We take the full credit risk, so you grow without putting capital, compliance, or collections on your books.
What you get: Smartphone growth without deploying capital or taking bad-debt exposure.
Zero credit risk to partners
We absorb the financial exposure. While your business gets to grow without putting your capital at risk.
No balance-sheet load
Handset cost stays off your books. You still earn the telco revenue from a connected customer.
What commercial teams want to know.
If you want more smartphones on your network, talk to us.
Looking to scale your customer base, talk to us. Whether you're a business, telco, or partner, we help you unlock growth through smart credit, seamless fulfilment, and zero risk.